How SSDI Works

• SSDI is a federal program that provides monthly benefits if you are disabled and unable to work.
• Benefits are based on your work history and Social Security contributions, not your current income.
• Because it’s not income-based, you may still qualify for state aid programs if you meet other requirements.

Types of State Aid in Arizona That Can Work With SSDI

• Arizona Health Care Cost Containment System (AHCCCS)
• Arizona’s Medicaid program.
• Provides low-cost or free medical coverage.
• Many SSDI recipients qualify, especially if their SSDI benefits are modest.
• Supplemental Nutrition Assistance Program (SNAP)
• Helps cover food expenses.
• Eligibility is based on income and household size.
• Low Income Home Energy Assistance Program (LIHEAP)
• Assists with utility and energy bills.
• Can be combined with SSDI if income limits are met.
• Cash Assistance (Temporary Assistance for Needy Families – TANF)
• Limited cash support for families with children.
• SSDI recipients may qualify if income is still below the program’s thresholds.

Important Considerations

• Some state aid programs have strict income/resource limits, and SSDI counts as income.
• Combining SSDI with Supplemental Security Income (SSI) is possible in some cases if your SSDI is very low.
• Always report your SSDI benefits when applying for state aid to avoid overpayments or penalties.