1. Work Limitations for SSDI Recipients

• SSDI recipients in Arizona are subject to strict work limitations.
• If their earnings exceed the Substantial Gainful Activity (SGA) limit, they risk losing SSDI benefits.
• In 2025, the SGA limit is $1,470 per month for non-blind individuals.
• Blind individuals have a higher earning limit to maintain eligibility for benefits.

2. Trial Work Period (TWP)

• SSDI recipients in Arizona can use a Trial Work Period (TWP) to test their ability to work.
• The TWP allows recipients to work for up to nine months without losing SSDI benefits.
• During this period, recipients can earn any amount without affecting their benefits.
• Once the TWP ends, the SSA reviews earnings to assess ongoing eligibility for benefits.

3. Impact of Earnings on SSDI Benefits

• Earnings above the SGA threshold may result in loss of SSDI benefits.
• The 2025 threshold is $1,470 per month for non-blind individuals.
• For blind individuals, the earning threshold is higher than for non-blind individuals.
• SSDI recipients must report all earnings to the SSA to avoid overpayments and potential penalties.

4. Work Incentives and Support

• Arizona offers various work incentives to support SSDI recipients returning to work.
• Programs like Ticket to Work provide job training and placement services.
• Continued benefits are available to ease the transition back into the workforce.
• The SSA also offers expedited reinstatement of benefits if the recipient cannot continue working.

5. Effect of Self-Employment on SSDI Eligibility

• Self-employed SSDI recipients must adhere to the same SGA limits as wage earners.
• The SSA reviews self-employment income to determine whether it qualifies as substantial gainful activity.
• If income from self-employment exceeds the SGA threshold, SSDI eligibility may be affected.
• Recipients must report self-employment income accurately to maintain benefits and avoid penalties.